On Line banking system

Main Object is to implement a Paper Less Banking System for Bank of ABC. Which Connected Online Through 300 + Branches? Based on the Introducing SMART CARD for Bank of ABC Customers

SMART CARD is acting as a Debit card as well as the Bank ID card for an Account             

SMART CARD

Which contains:-

·         Account NO

·         Photo of the Customer Took When Registering to open a account(Identification)

·         Finger Print

·         Customer Details   

SMART CARD can be used as ATM CARD or Bank ID for Banking Work

Advantages:-

·         Unauthorized cash Withdrawal Elimination

·         Only the Customer able to access the account

·         Loss of SMART CARD doesn’t mean anything because The person Receive it cannot take Money from the Account

Because SMART CARD SYSTEM basically Based on the Finger print which Enable Every transaction of the Account

 Initial Stage

When a Customer Comes to Bank for Opening a Account (Savings, Current, Fixed) in order to open a account Clarks may fill up a Mandate from the Customer. In SMART CARD System There will be no need of a Single Paper,

            When opening a Account Simply Customer Must Provide NIC (National Identity card) for Identification purpose. Clark Should SCAN the NIC and Enter the Scan To the System Together With Customer Details, to Open the Account. FINGER PRINT is mandatory for Whole SMART CARD system operations. All Data (NIC Scan, Customer details, Finger print) Stored in the Database,

CASH WITHDRAWAL FOR THE ACCOUNT

            Customer Should Provide Bank ID(SMART CARD)  to the Teller and Place the Finger Print to fulfilled the  Identification , Then The Window In front of the Customer Will enable for Cash Redemption from the Account , Customer Should Enter The Value She/he wanted to have in order to Gain the Money , When Finger print matches to the account no, which captured from Bar code of the SMART CARD. All the Transaction will be Recorded In the database.